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Buying a home is an exciting time in one's life. Making the smart move of choosing a
right real estate sales agent is your first step to ensuring that your new home and
community meets your needs. My services and experience are well suited to help you
find the home that best suits you and your family. For your convenience, I also provide
listings by email. I pride myself on repeat business and hope you'll come to understand
why.

As Your Agent, I Will:

•     
 Assure that you see all the properties in the area that meet your criteria.
•        Guide you through the entire home buying process, from finding homes to look at, to getting the best
financing.
•        Make sure you don't pay too much for your new home and help you avoid costly mistakes.
•        Answer all of your questions about the local market area, including schools, neighborhoods, the local
economy, and more.


Before You Start Looking For Your New Home:

•        Check your credit rating. Straighten out any errors before its too late.
•        Determine a comfortable monthly budget for your new purchase, including down payment and
monthly  payment.
•        Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
•        Choose a real estate sales agent that you trust and who understands your needs.
•        Determine what neighborhood best matches your needs.
•        Identify important features you need your new home to have.


Closing Costs to Expect:

•        Lender fees include charges for loan processing, underwriting, preparation and establishing an
escrow account.
•        Third-party fees include charges for insurance, title search, and other inspections such as termites.
•        Government fees include deed recording and state & local mortgage taxes.
•        Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and
occasionally private mortgage insurance.